In 2006 and 2007 I was getting increasingly concerned about the UK and world economies.
I found it difficult to make sensible decisions about where to invest my annual pension and investment savings. Everywhere I looked, I saw high prices and little upside.
I started worrying about whether we were going to have a bad recession.
Of course, the financial calamity of 2008 was even worse than I expected as the world's banking systems teetered on the edge in September 2008 (when I was on holiday in Italy).
I didn't expect that five years later (spring 2013) the world would not have moved away from these difficult times. Economies are still unbalanced with high national debt and personal debt. The European Union and the Euro project always feels to be within days of a major crisis.
Will things get better?
Yes, but it might take many years.
You just have to look at what has happened in Japan since their bubble burst in the early 1990s to know that sometimes, there aren't quick and easy fixes.
Certainly the high public debt and deficits means that governments around the world have little room to manoeuvre. It's a tough time to be a politician at the moment.